🪣 Income bucket:

Ensure a steady income to cover your annual lifestyle expenses which includes household costs, maid salaries, travels, mediclaim premiums, celebrations, medicines etc. A well planned income stream gives financial independence and peace of mind.

🪣 Spending bucket:

Keep money aside for future expenditure such as your children's wedding, college fees, house renovation, or purchasing a new car etc. Keeping this money separate will provide clarity and confidence in your financial decisions.

🪣 Emergency bucket:

Maintain 1-2 years worth of expenses in a secure, easily accessible account (such as Bank FD or Liquid Fund) to handle unexpected situations or special healthcare needs. A strong emergency fund offers security and reassurance.