As our income rises our spending habits also goes up. Personal finance has a term for such indulgences. Lifestyle creep.

It can move up slowly and can make it difficult to shed. We can convince ourselves that we deserve the expense, or that we can immensely afford it and learn to not be guilty about it. Read more

Your savings, believe it or not, affect the way you stand, the way you walk, the tone of your voice. In short, your physical well-being and confidence.

A man without savings is always running. Read more

Old way:

We have one bank account where income comes and use the same account to spend and save. Read more

Key points to strengthen your finances in this NEW financial year.

1. Be Irreplaceable in your Job: Make it impossible for your company Read more

Have your own bank account

If you were working earlier or are still working, it is good to keep your own savings separately Read more